Archive for the ‘Economics’ Category

The UK Insolvency Helpline Launches News Blog for Managing Debt and Personal Finances

November 29, 2009 - 2:49 am No Comments
Clifton Flack asked:


Advice Blog Launched by UK Insolvency Helpline

National Money Advice Counsellor, Akim Ali, today launched in Central London the UK Insolvency Helpline’s new online information resource, which aims to be the most authoritative source of news and information relating to debt, credit and money advice in the UK.

With current debates focusing on the “credit crunch” and the rise of debt-related problems in the UK, the launch of The UK Insolvency Helpline’s news site for has been welcomed by insolvency experts, the credit industry and the voluntary sector as playing a key role in helping to give a clear picture of issues relating to debt, credit, money advice and debt remedies in the UK.

The new debt advice resource includes information on levels of different types of debt: which approaches to managing debt are most widely used; how people in debt seek advice; the effectiveness of money advice, as well as vulnerability to debt and the advice needs of particular social groups.

Key Debt Advice facts:

* 89% of people said the effects of receiving advice had helped them stop getting into further debt.

* 74 properties will be repossessed today. Estimated to rise to 123 a day during 2008.

* 25,264 insolvencies in England and Wales in Q1 2008.    * 165,000 households in the UK are estimated to be using an illegal lender.

* Young people in mortgaged accommodation have average unsecured debt levels of £20,290.

* Comparative levels of debt for the over-50s are now almost four times higher than those of their counterparts in 1995.

* People with mental health problems are three times more likely than other people to be in debt.

Through promoting the benefits of knowledge and information sharing between the credit industry, government departments and the voluntary sector, this new resource should enable such agencies to support vulnerable people in an informed and effective way.

The Future of Debt Advice

The future success of the debt advice blog will depend in large part on the willingness of all stakeholders to share data. Ttere is already so much useful data and research on the hub about debt, credit and advice in all four parts of the UK, thanks to the dedicated staff and volunteers working in the debt advice team.

The UK Insolvency Helpline Debt Advice Process

The UK Insolvency Helplines’s vision is to help to reduce unmanageable debt in the UK and we all believe that this resource will enable us to work with others to achieve this. The information hub will prove invaluable in filling a large gap in the debt advice market and contributing to how the UK public understand and react to debt. As it evolves the news resource will be an excellent example of how sharing data among partnerships and being properly informed on all aspects of money advice can make a real difference.

The news blog will be regularly updated ensure that the resource is for the advice sector, the media, politicians, the credit industry and anyone who needs easy access to the latest debt statistics and research on levels of personal debt in the UK.


How To Make Money Blogging With 3 Easy Tips

November 18, 2009 - 2:41 am No Comments
Theresea Hughes asked:


Blogging has become so popular recently that many people have been able to turn it into a full time job. Making money with blogging can be difficult and many people who try do not succeed in their initial attempts. This is not because it is a bad way to make extra money. People tend to fail to make money blogging because they do not approach it in the appropriate way. Blogging for money is a job. While you may work for yourself, just like any other job, it requires knowledge and hard work in order to succeed. I think we can say that about anything in life. For someone who is serious and wants to make money blogging in their spare time, or even making enough money to quit their day job, there are a few good tips that they need to follow.

First, picking a good topic for blogging can be a tough ordeal. Many people want to blog about their hobbies, but if the niche is too small, generating traffic can be difficult. It is important to find a topic which will draw in a good crowd, but it must also be a topic about which you are willing to write. A blog that lacks passion or insight will not retain visitors and will not give them the incentive to use the banner ads on the site, or click through on your affiliate product. This is the primary way most blogs generate revenue, so if the ads or sales fail, the blog may not make any money. Becoming an expert at your particular niche is key.

So how do you go about making the best of your blog? While most people who are considering blogging for money are already web savvy, it is important to be up to date with the latest internet publishing software and websites. An out of date blog, or one which does not take advantage of new methods for increasing traffic, may struggle against technically superior blogs. Blogs today take advantage of things such as RSS feeds and podcasts. By utilizing the latest technologies a blog can keep up with the rest and really stand out. WordPress blogs are especially regraded for their use of ease and plethora of features.

One thing anyone who wants to blog for money needs to remember is that regular visitors will lose interest if the blog is not updated frequently. Updating the blog every day can result in a very high turnover for certain blogs, but may be too much for others. A blog about a rapidly changing medium, business for example, can thrive on daily updates. However, a blog about a hobby such as snowboarding, may be better served by information-rich weekly updates. A blog which is unnecessarily updated may come off as spam to some readers. Despite this, a blog with appropriate and well-written updates will keep readers coming back for more time and time again. Making sure the updates are on a schedule, rather than random, can also keep readers coming back.

Blogging for money does not have to be hard. Do not let the lack of success from others steer you away. Those who are unprepared or not serious about blogging for money will make room for those who want to turn real profit. By doing your research and approaching the blogosphere with a professional attitude, it is very possible to supplement an existing income or replace it all together. Make money blogging today with these 3 easy tips!